Protect What Matters Most

We offer several types of insurance including Homeowners, Personal Auto, Renters Insurance, Flood and more.  We provide coverage for all types of Commercials such as BOP, General Liability, Property and Commercial Insurance, Business Auto and Risk Insurance, E&O Liability, and more.

Your auto insurance policy may cover damages to your vehicle associated with accidents, liability for bodily injury or property damage, theft, and other optional coverages such as roadside assistance.

The deductible is the amount the policyholder pays out of pocket before the insurance coverage kicks in. A higher deductible often results in lower premiums but increases the initial cost to the policyholder. 

Comprehensive auto insurance covers non-collision events, including theft, vandalism, natural disasters, and animal collisions.

You can lower your insurance premium by increasing your deductible, bundling your policies, and taking advantage of available discounts.

Homeowners insurance protects against financial losses related to property damage, theft, or liability issues. It is crucial for safeguarding one’s home and financial well-being. Homeowners insurance typically covers the structure of the home, personal belongings, liability for injuries on the property, and additional living expenses if the home becomes uninhabitable. 

The location of a home influences insurance rates due to factors like crime rates, proximity to emergency services, and the likelihood of natural disasters.

Business insurance safeguards against financial losses due to property damage, liability issues, employee injuries, and other unforeseen events. It is essential for the financial health and continuity of a business. 

General liability insurance covers bodily injury, property damage, and personal or advertising injury claims made against a business.

 Professional Liability insurance, also known as Errors and Omissions (E&O) coverage, is designed to protect your business against claims that professional advice or services you provided caused a customer financial harm due to actual or alleged mistakes or a failure to perform a service. 

Umbrella insurance provides additional liability coverage beyond the limits of primary insurance policies. It is designed to protect assets and cover costs that exceed standard policy limits. 

Renters insurance protects the personal belongings of renters and provides liability coverage. While not legally required, it is highly recommended for renters to safeguard their possessions and financial well-being. 

Credit history may impact insurance rates, as insurers may use credit-based insurance scores to assess risk. Maintaining a good credit history can contribute to lower insurance premiums. well-being.