Your Home, Your Investment

Homeowners Insurance is a type of insurance policy that protects you financially if something happens to your home or belongings — or if someone gets hurt on your property.

• Homeowners (often required by mortgage lenders) 
• Condo owners (need slightly different policies)
• Landlords and renters (need landlord or renters insurance instead)

If your house catches fire, is damaged in a storm, or someone breaks in and steals your stuff, homeowners insurance helps pay to repair or replace what’s damaged or lost. It can also protect you if someone sues you after getting injured on your property.

1. Dwelling Coverage – Repairs or rebuilds your house if it's damaged by things like fire, wind, or hail. 
2. Personal Property – Covers belongings like furniture, electronics, and clothes if they’re stolen or damaged. 
3. Liability Protection – Pays legal costs if someone sues you for getting hurt on your property. 
4. Additional Living Expenses – Covers hotel or rental costs if your home is temporarily unlivable (due to a covered event).

• Floods (requires separate flood insurance)
• Earthquakes (often requires separate coverage) 
• Regular wear and tear or maintenance issues 
• Intentional damage

At AW Insurance Group, we believe in integrity, honesty, and transparency. We always put our clients' needs first and strive to build long-term relationships based on trust and mutual respect.

We work with some of the top insurance carriers in the industry, such as Allstate, State Farm, and Nationwide. This allows us to offer a wide range of products and ensure that our clients receive the best coverage at the best price.